These are today's mortgage and refinance rates. Mortgage rates are down slightly today. But affordability isn't likely to improve much this year.

Mortgage rates for 30-year loans increased slightly but are still hovering near their lowest level of 2025. Rate movement was mixed for other loan types.

Mortgage rates moved slightly lower this week, but not enough to motivate most buyers. The average rate on the 30-year fixed-rate mortgage fell five basis points to 6.79% the week ending Feb. 20, according to rates provided to NerdWallet by Zillow. A basis point is one one-hundredth of a percentage point.

The average rate on a 30-year mortgage in the U.S. eased for the fifth week in a row to its lowest level since late December, a welcome boost for prospective homebuyers in what’s traditionally the bus

Today’s average mortgage rate on a 30-year fixed-rate mortgage is 6.87%, down 0.11 percentage point from the previous week, according to the Mortgage Research Center. Borrowers may be able to save on interest costs by going with a 15-year fixed mortgage,

Mortgage rates decreased marginally this week, with the 30-year fixed-rate mortgages staying below the 7% mark for five consecutive weeks, said the latest Freddie Mac Primary Mortgage Survey. 30-year fixed-rate mortgages averaged 6.

According to Freddie Mac’s benchmark survey, the rate on a 30-year fixed-rate mortgage averaged 6.85% for the week ending February 20. The 30-year rate has decreased by less than 0.20 percentage points over the past five weeks.