Numerous Citibank customers reported receiving fraud alerts and having difficulty accessing their accounts Wednesday.

Some may require you to open a checking account in addition to your savings account, others may not. Citigroup, which owns Citibank, is the third-largest bank in the United States by assets.

When seeking a financial institution to save money easily and with a potential for high returns, Citibank is a solid option. This large, conventional bank ... have a Citi checking account or ...