Key Takeaways - If You Deposit a Lot of Cash, Does Your Bank Report It to the Government? Depositing $10,000 or more in cash means your bank or credit union will report it to the federal government.

Cash deposits of over $10,000 must be reported to the federal government. You shouldn't have any problems, though -- just ...

Today's top CDs offer annual percentage yields, or APYs, up to 4.65%. And depositing $5,000 into one of them could net you ...

CDs offer respectable APYs right now, but there are probably better places for your money. Here are three reasons to ignore CDs.

Have idle funds you don't want to invest? You can still put the money to work earning a great return. Here's what all the best cash savings options are paying right now.

Explore Crescent Bank CD rates and secure your savings. Explore CD options, current rates, and determine if Crescent Bank ...

Start by seeing how much more money you could be earning with a top CD here. CD account dos and don'ts to know this February.

Ally is best for people who want to earn high APYs on their savings, who are comfortable using a 100% digital bank with no branches or cash deposits, and who would like to save extra money with ...

Varo offers competitive interest rates on savings accounts and banking perks such as early direct deposit and cash back. Even though it’s an online bank, there are plenty of ways to access your ...

With that in mind, here are seven of the best banks for early direct deposit. Our Methodology Newsweek Vault’s banking experts have done hundreds of hours of research to present you with all the ...

Read our Ally Bank review. Charging a monthly fee for a checking account and requiring a minimum deposit used to be standard practice for most banks, and many large banks still do. But an ...

also known as the deposit expansion multiplier, is the basic money supply creation process that is determined by the fractional reserve banking system. The money multiplier reflects the amplified ...