When you deny a credit card debt settlement offer ... text messages and letters sent to your home to try and recover the outstanding balance. In some cases, creditors may also file a lawsuit ...

There are laws and time limits that debt collectors must adhere to when filing a lawsuit. Here's what to know.

celebrated the settlement agreement. But EPC took aim at Durbin's Credit Card Competition Act, legislation that would direct the Federal Reserve to ensure that the largest credit card-issuing ...