Your rate also directly affects how long it takes to pay off your credit card debt. A lower APR can allow you to pay down debt faster and make your balance less expensive in the long run.

The card lets you allocate money toward your credit limit; you can spend only as much as you put aside. The card is basically debt-proof, but you'll have to be OK with opening a Chime account.

The card's rewards structure isn't the easiest to remember. But its useful bonus categories, flexible rewards and outstanding welcome offer make it a top contender among cash-back cards.

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national ...

Follow the steps below to redeem codes for Anime Card Battle and receive the freebies: We suggest you bookmark this page to access the latest Anime Card Battle codes as soon as they are released. We ...

Ah, the air miles credit card. Clearly the most glamorous of all credit cards. Every time you use one, you’re reinforcing your image as a globetrotting, wanderlusting, jet-setter. But more importantly ...