what MORTGAGE website covers all the latest mortgage news & calculators for first time buyers, remortgagers, movers & buy to let landlords.

Jan 14, 2025 · Virgin Money has increased mortgage rates today bucking the trend seen last week when two major lenders made price cuts. It has hiked prices on a number of its two- and five-year fixed rates for house purchases by 0.20% and has made similar increases to some remortgage deals.

3 days ago · Mortgage applications have spiked by 130% as homebuyers dash to meet the looming stamp duty deadline, a leading mortgage lender has revealed. Santander said it had received the surge in applications between the end of 2023 and the end of 2024 as buyers made the most of the reduced tax thresholds before they increase on 1 April.

Feb 4, 2025 · I am looking for a mortgage for my first home, but the choice of deals is overwhelming. What should I be looking for and how do I know which deal is right for me? I am a first-time buyer, aged 32 and I am buying alone. I have a £20,000 deposit and am looking to buy a flat or small house for around ...

3 days ago · There are more mortgages available for buyers with 5% deposit than in the last five years, new data has revealed. Mortgages for these types of loans, which are most commonly used by first-time buyers, have been thin on the ground in the last few years.

2 days ago · Some high street mortgage lenders have cut fixed rates this week with Santander and Barclays offering deals at below 4%. It comes after the Bank of England cut interest rates by 0.25% to 4.5% last week and as swap rates, which lenders use to set their pricing, began improving.. When interest rates are cut, people on tracker mortgages would expect their interest rates to follow suit before long.

Oct 18, 2024 · Many borrowers are taking out longer mortgage terms of 35 years to make repayments more affordable. But what are the pros and the cons? David Jackson helps a reader pondering this question

Oct 15, 2024 · Most mortgages allow borrowers to overpay by 10% - but what if you want to pay down the loan by more? Darren Polson runs through the options in our latest Ask the Expert feature

Oct 23, 2024 · Several big mortgage lenders have made mortgage price hikes this week but experts believe it’s a short-term blip rather than a long-term trend.

Jun 26, 2024 · Coventry Building Society and HSBC have followed in the footsteps of Barclays and made cuts to mortgage rates this week. Mortgage prices have been rising steadily over the past months and the Bank of England’s base rate has not budged for months.